PAYBUDDIES PRIVACY POLICY

1. Information We Collect

We collect personal information including name, email, phone number, address, and KYC documents for identity verification. This also includes transaction history, wallet balances, and device information for security and fraud prevention purposes.

2. How We Use Your Information

Your information is used for account verification, transaction processing, regulatory compliance (AML/CFT), service improvement, and to communicate important updates about your account and our services.

3. Data Protection

We implement industry-standard security measures including encryption, access controls, and secure data storage to protect your personal and financial information from unauthorized access, alteration, or destruction.

4. Sharing Information

We do not sell your data. Information may be shared with regulators, law enforcement, or service providers (such as payment processors and card issuers) as required by law or to operate our services effectively.

5. Your Rights

You may request access, correction, or deletion of your personal information subject to regulatory requirements. We will respond to your request within the timeframe required by applicable data protection laws.

6. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze usage patterns, and improve our services. You may manage cookie preferences through your browser settings.

7. Data Retention

We retain your information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary based on the type of data and applicable regulations.

8. International Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your jurisdiction. We ensure appropriate safeguards are in place for such transfers.

9. Contact Us

For privacy-related inquiries, please contact us at: support@paybuddies.co